Last week, I introduced the first layer of Finosis Score, which was primarily about checking the financial pulse and stabilising the position. This week, I want to take you deeper into Layer 2 of the Finosis Score, what I call the ‘deep tissue scan’. Now that we have addressed the basic building blocks such as debt, insurance, skill sets, behaviour, etc., it is high time we looked at the ‘metabolic efficiency’ of the financial organism.

Even the so-called healthy person with a strong pulse can be sluggish if he/she suffers from poor nutrition or chronic over strain. In this layer, our diagnosis extends beyond money as we look at its velocity, purpose, and endurance. We are no longer just checking if the ‘patient’ is breathing; we are examining the quality of his/her financial DNA. Let’s begin the scan…