HDFC Bank on Saturday (January 17, 2026) said its consolidated profit jumped 12.17% to ₹19,807 crore in the December quarter.

The city-headquartered lender had reported a consolidated net profit of ₹17,657 crore in the year-ago period and ₹19,611 crore in the preceding September quarter.

On a standalone basis, the profit of the country’s largest private sector lender increased 11.46% to ₹18,653.75 crore for the October-December period.

The core net interest income grew 6.4% to ₹32,600 crore, while the non-interest income came at ₹13,250 crore, as per an exchange filing.

The net interest margin at the overall level stood at 3.35%, it said.

Implementation of the new labour codes led to an impact of ₹800 crore in expenses for the bank during the quarter.