Released on Wednesday, the Australian Bureau of Statistics’ Personal Fraud Survey reported an increase in unauthorised credit card payments, up from 1.7 million in 2021-22, with the average amount withdrawn or spent per incident valued at more than $1200.

One in three had less than $100 withdrawn or spent, while one in six had more than $1000 taken from their account.

Among those who fell victim to card fraud, 45 to 54 year olds were the most likely age cohort to be affected, while 15 to 24 year olds were least likely to be affected by attempts to steal credit card details.

Nearly every individual subject to fraud reported it to their bank to assist with recuperating losses, bringing the net loss after reimbursements to just $476m.

However, despite the uptick in fraudulent card payments, the number of consumers caught in scams fell compared with the 12 months prior to about half a million.

“Buying or selling scams, which includes things like false billing and online shopping scams, were the most common, experienced by nearly 200,000 Australians,” the bureau’s head of crime and justice statistics William Milne said.

The prevalence of identity theft remained unchanged, with 159,600 Australians having their own personal information used without their consent.

Over the same period, about $560m was lost to reported scams, according to separate data released by the competition watchdog’s National Anti-Scam Centre.

The centre is having some success in combating scams, with its latest report showing a 25 per cent decline in incidents over the three months to December on a quarterly basis.

In recent months, websites including Booking.com and other stores including Mecca have been spoofed by fake websites masquerading as genuine stores.